Yes, Paytm machine and card machine are available, a customer should not be troubled during the payment process. We don't have finance facilities like Bajaj finance. I use Phone pe, Patym and not Googlepay.
I don't believe in this (laughs). I don't believe in all of this. I feel there's nothing like a man and a woman. Whenever problems arise, it doesn't see anything. Money is the biggest thing. Every relationship is connected through money. My husband never stopped me. I go alone to buy clothes. In-laws told me in the beginning not to go alone. How will you do that? My husband told me to do it and be independent. He only supported and taught me. I didn't know about Paytm; he taught me about that. You should do it on your own, what if I am not there tomorrow? He told me that. He taught me how to withdraw money from ATMs; I didn't know all of this. He opened an account in the bank and asked me to do things on my own. Now I make payments online. Earlier, I used to take cash. He used to appreciate and encourage me to go. Do it on your own. Yes, my husband has supported me a lot.
It's been 2.5-3 years that I have been using online payment method. I check it immediately and then only I let them go. I check my SMS in the Paytm app. Sometimes I get SMS and sometimes I don't. Sometimes I open the bank's app and check if the payment has come or not. Sometimes I don't get a message.
My favorites are PhonePe, Paytm, and Google Pay. All of them are available. And mainly, I am using Google Pay and PhonePe, but Paytm is also available. The thing with Paytm is that if it's registered with my phone, I will receive the message even if I'm not there. There is one problem with Google Pay - it's not available on iOS applications. Yes, Google Pay Business app is available on Android but not on iOS.
I have multiple payment options like Paytm, Google Pay, ICICI, and BOB. I have placed Paytm on the table. Since I have three current accounts, customers choose the one they have, like ICICI, BOB, or Paytm if they already have it. This caused confusion for me because the money was being transferred to different banks. So, I finally combined them into one account with a sound box. The other accounts didn't have a sound box. Initially, I didn't buy the sound box when they came to sell it. Sometimes, when I wasn't at the shop, my staff would receive payments from customers and call me to check if the payment was received. But now, with the sound box, my staff doesn't need to call me because they can hear the payment notifications through the sound box. They charged me 2000rs for this service.
Yes, I can see all my online payments throughout the day. I have kept a record of this. Yesterday, someone made a payment of 3000/ and someone paid 1200. The names of the payers are also displayed, like Jiten Pratrap transferred 100rs and Amber Yadav paid 80rs. There were also payments of 3000rs and more. This information is for September 17th, and you can click on "view more" to see previous days' data as well, such as September 16th and 15th. You can check at different levels.
We offer two payment options: Google Pay and Paytm. We used to have a card machine, but we closed it because it was only free for transactions up to Rs. 30,000. After that, they charged around 2%. Moreover, if someone wanted to pay with a card for a Rs. 30,000 transaction, we couldn't process it. The card machine had some issues and had a monthly rental fee of Rs. 200. However, they have now discontinued the card machine and replaced it with a new system. The new system charges Rs. 200 plus 2%. These were the problems we faced. Since the launch, I have been using QR codes for payments.
I use Paytm, Google Pay, and Paytm. I use all three payment methods. I have a current account and a savings account. Specifically, I have two current accounts. With three accounts in total, I utilize all of them. Additionally, I have a savings account.If the amount is excessive, I use the savings account for payment. Furthermore, I request customers to make payments to that account. I have a savings account to receive payments for filling out any forms. The payment amount is Rs. 1,400. All the children are filling out a form here.
For business I mostly use Gpay. Sometimes I use Paytm. Payment is not done on it smoothly, party sent me scanner to do payment through Paytm but it did not happen. I mostly use Gpay.
I have everything. QR code, Google Pay, and Phone Pe. No, I don't have a card machine. People ask for QR codes. If I have a card machine, I have to pay 2%. It will be credited to them too. So I decided not to have that. First, they gave me credit cards from the bank. I said I don’t want anything. Full and full cash and carry only. After the QR code, I started using it. First Paytm gave it to me and I've been using it since then.
I prefer Google Pay because it provides instant results and transfers money directly to my account. I have not encountered any issues with it. However, I have been facing a problem with Paytm for the past month. Daily, I receive the amount on the second day instead of instantly.
I only use Paytm. That was the first payment method I started using, and after that, there are many others like Google Pay. Of course, there are also many other UPI payment methods, but I don't want to use anything else. I tell my customers that I will not be accepting any other payment methods. It's a small city where cash transactions are more common, and in larger cities, it is possible to use other methods. Even distributors prefer cash in their hands and do not accept online payments. They don't take online payments, and small distributors prefer cash because they also have to make payments. So, we prefer to work with cash, whether it's 50 or 200 rupees or whatever amount - we want it in cash. If I have to buy something, then I will have to pay in cash, and not everyone here accepts UPI.
We provide online payment options, such as Paytm, Google Pay, and Phone Pay. We accept card payments and have Axis Bank machines. However, there are charges for card payments, and they vary based on the type of card. Customers understand the additional cost associated with card payments.
We offer the following payment modes to the customers: Paytm, credit card, Google Pay, Bajaj finance, PhonePe.
Customers pay online. I started using UPI 2 years ago. Earlier, it used to be only cash payments. The number of transactions was also lower. Whoever comes, they keep asking for Paytm. Sometimes they say that they will get cash the next day, but we don't receive the money. So, we thought it would be better to have an app.